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Help lenders understand and engage with intellectual property.

Intellectual property is an increasingly important part of how businesses are valued and financed. For lenders and investors, the challenge is understanding it well enough to assess, structure, monitor and, if necessary, recover against it.

View over the City of London from an office

01The opportunity

IP-backed lending is growing, but the market’s understanding of IP as collateral has not always kept pace. Lenders need practical frameworks, not just valuations.

02Lender experience

Experience on the lender’s side of the table.

Our founder has acted on IP matters for all of the major UK high street banks, for international banks, and for specialist and boutique lenders. He has also worked with finance brokers arranging IP-backed and asset-based facilities.

That work has covered new lending, portfolio reviews, refinancing and recovery, in the UK and internationally.

  • High street banks
  • International banks
  • Asset-based lenders
  • Specialist and boutique lenders
  • Private credit and special situations funds
  • Finance brokers

03What the work covers

How we help.

  1. 01

    IP lending proposition development

    Shaping how a lender approaches IP-rich borrowers and IP as part of a collateral package.

  2. 02

    Portfolio and transaction screening

    Early commercial views on the IP in a prospective deal and the questions to ask.

  3. 03

    Valuation scope design

    Defining the basis, assumptions and scenarios a lender needs from a valuation, including realisation in a downside.

  4. 04

    Monitoring and review frameworks

    Practical approaches to tracking the health and value of IP collateral over the life of a facility.

  5. 05

    Recovery planning

    Thinking through how IP would be secured and realised if things go wrong, before they do.

  6. 06

    Specialist adviser coordination

    Bringing in valuers, lawyers and agents with the right experience.

  7. 07

    Introductions to market participants

    Connecting clients with relevant lenders, investors and advisers where appropriate.

We do not lend, arrange finance or provide regulated financial advice. Our role is commercial and strategic.

Other services

Next step

Looking at IP in a lending context?

Conversations are confidential and without obligation.

Discuss an opportunity

Or email nat@intellectualconsultancy.com